We've only got a few more months of 2024, and before you know it, you'll be resetting your flexible spending account and health savings accounts for 2025. If you have some extra money lying around in either account and don't know where to spend it, why not buy yourself a smart ring -- an Oura Ring, that is?
Also: The Oura Ring is my go-to health tracker for one obvious reason
Thanks to its health-tracking capabilities, an Oura Ring can track your sleep and activity data to help you further understand your wellness patterns. Plus, Oura Rings are FSA- and HSA-eligible, so you can purchase one of these smart rings with the pre-tax money you've set aside throughout the year.
View at OuraThere are a few exceptions and things to consider before you purchase the smart ring for yourself. Keep reading to learn how you can buy one with your FSA or HSA funds.
You can buy the Oura Ring, chargers, and a membership with your FSA or HSA. Oura advises customers to contact their provider ahead of purchasing to make sure that they meet their provider's requirements and eligibility. Two- and three-year warranties on Oura Rings are not FSA- or HSA-eligible.
Also: Oura Ring vs. Apple Watch: Which health tracker should you buy?
While memberships are eligible for FSA and HSA, an Oura Membership can only be purchased with a credit card or Paypal and indirectly reimbursed through an HSA or FSA. "Invoices for recurring membership payments can be downloaded from the Membership Hub and sent to your provider," according to Oura's website.
There are two ways to purchase an Oura Ring through your FSA and HSA: directly and indirectly.
To
purchase
directly,
go
to
Oura's
website,
select
your
Oura
Ring
of
choice,
and
check
out.
When
it
asks
for
a
payment
method,
select
the
Sika
FSA/HSA
payment
method
and
then
select
"Continue
with
Sika,"
which
will
take
you
to
the
third-party
display.
It
will
show
which
items
you've
selected
can
be
purchased
with
an
FSA/HSA
and
which
cannot.
You'll
have
to
use
a
different
card
from
your
FSA/HSA
for
the
ineligible
items.
Once
both
cards
are
added,
select
"Complete
Purchase."
You'll
then
receive
a
confirmation
email
from
Also: The best smart rings of 2024
To
purchase
indirectly,
that
is,
to
buy
the
Oura
Ring
with
an
alternative
payment
method
to
FSA/HSA
funds,
locate
your
Oura
order
confirmation
from
Then, find your Oura membership invoice within the Membership Hub on the app. Once you have this information, go to your FSA/HSA provider and file a claim for the ring, the membership, and the chargers. This includes shipping and taxes as well. Submit your claim, and you're good to go.
Let's say you don't have enough FSA/HSA money to complete the purchase with those funds alone. Oura says your FSA/HSA subtotal will automatically adjust to the remaining balance on your HSA or FSA card account, and you can use another payment method to make up the difference.
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